I'm 52. I've had Covid twice, both times brought home by my high schooler who took off his mask to eat lunch at school. I've had long Covid since the first bout, so 2 1/2 years now. My high schooler has had it 3 times and has had worsening long Covid each time. He missed 3/4 of his junior year last year because of it. He had an 8 out of 10 headache every day for 4 months starting with his last bout of Covid. I have no idea how he's going to get through his senior year with Post Exertional Malaise, inflamed rib cartilage, major memory issues, etc. I used to teach private lessons in sign language...now I teach 1 a week, and I only still have that client because she's very understanding about rescheduling last minute if the inflammation in my hand joints is bad enough to prevent me from bending my fingers and she masks for me.
All members of my family mask everywhere we go. Period--grocery store, empty waiting room while my kid is in a therapy session, etc. If a worker needs to come into our house, we mask up and explain and go on with it. No clue if we are getting funny looks--none of us care at this point.
My family doesn't live in fear--we live in practicality. I can't afford to have the all over joint pain get worse or the brain fog get to the point where I can't drive. My son can't risk getting sick again and losing his senior year of high school, much less than what the long Covid is doing to his personality and mind. And yes, it shapes our choices in our activities because it has to. Because if limiting some of our activities now means my son and I don't end up spending weeks in bed and losing what little progress we've made, so be it. There's no treatment for this--it's just throwing random meds at all the various symptoms and hoping it helps one of them and doesn't make the others worse (which it almost always does).
I'm mostly fine with missing out on concerts--if I could even manage to stand through one now, I'd be laid up in bed for days from the pain afterwards.
There is one thing I do truly miss sometimes--going out to eat in a restaurant. Sitting in a comfortable chair near a fireplace, having food I didn't cook brought to me while its still hot and served on real plates. Eating somewhere that isn't my house, a picnic in a park, or in the car in the parking lot.
Practicality doesn't mean fear.