WHilst it may seem suspicious to make enquiries close to Allison's death it may simply have been in relation to cashing in the policy. Asset discovery is a standard part of separation. If the marriage was going to dissolve it may have been for him to assess the residual value of any assets they might have together.
Thanks, that's what I was trying, poorly, to say earlier in the thread. The cash value isn't as much as the death benefit though, it's only as much as the premiums you've paid minus any fees.