The report is wrong. It was Lindsy that called Chelsea. Insert Lindsy where ever Misty's name is said and the story makes a lot more sense. Matt Saffer is a terrible reporter, imo. Lindsy is the owner of the van, not Misty.
I suspected this was the case. It does alot of time and effort to get the names of all the players in this case straight.
It doesn't make sense why Chelsea didn't point out the damage to Lindsy and discussed it with her when she returned the van. It seemed like they had a family discussion about it and that's when Chelsea said she began to suspect who was responsible.