Although "only" 10% or so of Americans do not have health insurance, I believe that it is very possible that Rudi did not. How does one get health insurance for a missing adult? JMO and fwiw.You can get mental health treatment through health insurance, if you have it. She had a job so she might have had insurance and, if so, would likely have had the option to include Rudy on her plan. If not, there are mental health clinics available which have a sliding scale based on income.