There are very very few circumstances that a student loan can be forgiven. Is death one of them?
YES!
https://studentaid.ed.gov/sa/repay-loans
....but keep in mind, there are several different types of student loans....so can't say "all of them"
with certainty. Wow, I can't believe I am actually thinking about this, but it wouldn't surprise me one bit if "he" hadn't already researched that on his computer! As his mounting Tsunami of debt was about to be revealed, I am sure he was looking at every angle/way he could reduce, defer, consolidate or discharge his debts without the "psychologically" damning or embarrassing revelation of a publicly recorded bankruptcy. (DebbieGarcia has a great handle on "spotting some of those narcissitic traits" a lot faster than me. Deb, would disclosure of financial ruin, "turn up the heat" so to speak? While many would simply state, "We are going through some bad financial times.")
Is there a concise listing on the "date each LIFE insurance policy was initially purchased? the type and riders" As I only saw 2005 on one of them.
Whole life (expensive) vs Term (very affordable)
Disability, Accidental death/Double indemnity (being the victim of a murder is considered "accidental"...go figure)
I was thinking he "amassed a large amount of insurance" by telling his wife they were purchasing "larger and more affordable coverage"...but secretly kept paying for the premiums on the old one??