Casey's fantasies about Cindy giving her the house are really important

[Balthazar]

Florida is a homestead state. In Florida if the Anthonys claimed it as their homestead property and took the tax exemption, then because George and Cindy were married, George would have to sign off as her spouse. If Cindy did this tranfer without George's signature on the deed, this would be a fradulent transfer and the deed could be set a side.

We don't know if the house on Hopspring was claimed as the homestead or if the one in Ohio was the homestead. If it was the one on Hopespring, the Homestead Exemption is probably why Cindy never transferred the house to Casey - she probably found out she couldn't do it without George's signature despite Cindy being the sole owner of the property. But I do think Cindy contemplated giving the house to Casey and said so. It is grossly apparent to all that Cindy does not edit her thoughts before speaking.

 

[CBTampa]

We don't know if the house on Hopspring was claimed as the homestead or if the one in Ohio was the homestead. If it was the one on Hopespring, the Homestead Exemption is probably why Cindy never transferred the house to Casey - she probably found out she couldn't do it without George's signature despite Cindy being the sole owner of the property. But I do think Cindy contemplated giving the house to Casey and said so. It is grossly apparent to all that Cindy does not edit her thoughts before speaking.

All one has to do is go to the Orange County Tax Collectors website and see if it is Homesteaded. I would bet that it is. They would be foolish not to just for the amount of taxes assessed. Not only that, but it keeps the creditors from filing liens against their property.

Most mortgages do have the due of sale clause in them. I had read that Cindy assumed the mortgage when she bought the house. This could be an old mortgage that doesn't have that language it. IMO

 

[ClockWatcher]

All one has to do is go to the Orange County Tax Collectors website and see if it is Homesteaded. I would bet that it is. They would be foolish not to just for the amount of taxes assessed. Not only that, but it keeps the creditors from filing liens against their property.

Most mortgages do have the due of sale clause in them. I had read that Cindy assumed the mortgage when she bought the house. This could be an old mortgage that doesn't have that language it. IMO

Yup, there is a Homestead Exemption.

Cindy refinanced in the months prior to Caylee's birth, while Cindy is the primary mortgage holder, George is a signator on the mortgage document. ( documents can be viewed at the OC Comptroller website )

and as an aside, Florida is an Equitable Division state. Getting divorced in FL can make you cry!!

 

[CBTampa]

Yup, there is a Homestead Exemption.

Cindy refinanced in the months prior to Caylee's birth, while Cindy is the primary mortgage holder, George is a signator on the mortgage document. ( documents can be viewed at the OC Comptroller website )

and as an aside, Florida is an Equitable Division state. Getting divorced in FL can make you cry!!

Could you tell whether this is a 2nd mtg. or it replaced the first. I have company or I would look.

 

[ClockWatcher]

Could you tell whether this is a 2nd mtg. or it replaced the first. I have company or I would look.

Hey, I'm no expert on mortgages, but there is a satisfaction of the prior mortgage and the current mortgage company is a division of BoA. I don't think this is a second, as in line of credit or home equity loan, as the amount of the refi is approx. $121k.

 

[Balthazar]

Hey, I'm no expert on mortgages, but there is a satisfaction of the prior mortgage and the current mortgage company is a division of BoA. I don't think this is a second, as in line of credit or home equity loan, as the amount of the refi is approx. $121k.

They must have needed some extra money, I believe the house originally cost them $90,900 back in 1989 (this information is from zillow.com). The current value of the house is $145,500.

 

[ClockWatcher]

They must have needed some extra money, I believe the house originally cost them $90,900 back in 1989 (this information is from zillow.com). The current value of the house is $145,500.

Yeah they needed some extra money alright, KC was pregnant. While Cindy has stated that KC had insurance from working at the photo kiosk at Universal, I'm not sure how much that would have covered for all the expenses incurred.

 

[Just Jayla]

Per AH, when CA picked her up to go find KC, one of the things CA told her was that they were thinking about signing the house over to KC because they could not afford the mortgage.
How was CA going to "sign it over" to KC? Wouldn't KC have to buy it from the bank, since there were open mortgages? I'm confused, maybe it's too late for me, must get sleep soon!!

 

[Tuffy]

Per AH, when CA picked her up to go find KC, one of the things CA told her was that they were thinking about signing the house over to KC because they could not afford the mortgage.
How was CA going to "sign it over" to KC? Wouldn't KC have to buy it from the bank, since there were open mortgages? I'm confused, maybe it's too late for me, must get sleep soon!!

You're right, Just Jayla. No bank is going to let you "sign over" your mortgage to someone else when you can't make the payments yourself. CA saying that was either delusional or lying. When it comes to her, I'm not sure which applies.

I'm not even sure what "sign over" means to her. Was she going to white out her name and replace it with KC's on the mortgage? Send a letter to the bank: BTW- just send the statements to KC from now on; she's gonna handle it, K, thanks?

No, they would have to sell the house to her. KC would have to apply for, and obtain a mortgage for the house.

The only way she could give the house to her daughter is if she owned it outright.

 

[TotallyObsessed]

Per AH, when CA picked her up to go find KC, one of the things CA told her was that they were thinking about signing the house over to KC because they could not afford the mortgage.
How was CA going to "sign it over" to KC? Wouldn't KC have to buy it from the bank, since there were open mortgages? I'm confused, maybe it's too late for me, must get sleep soon!!

I thought AH asked CA about giving the house to KC and CA was caught off guard and that's when CA filled AH in on all of KC's lies - high school, college, and the house thing being some of the lies.

 

[Just Jayla]

I thought AH asked CA about giving the house to KC and CA was caught off guard and that's when CA filled AH in on all of KC's lies - high school, college, and the house thing being some of the lies.

I think CA was a little off guard, it's true, but she did address the house directly-AH asked her about it because she had planned to move in to the A house and wanted to see how far the lies went with KC.
CA said that they thought about signing the house over to KC once when they could not afford the mortgage, but were no longer planning on doing that and certainly did not know KC was telling AH that she could move in-That part was a lie.

ETA-This info comes directly from AH's interview with LE, the only one I know of, so the links are common to any news site.

 

[Just Jayla]

You're right, Just Jayla. No bank is going to let you "sign over" your mortgage to someone else when you can't make the payments yourself. CA saying that was either delusional or lying. When it comes to her, I'm not sure which applies.

I'm not even sure what "sign over" means to her. Was she going to white out her name and replace it with KC's on the mortgage? Send a letter to the bank: BTW- just send the statements to KC from now on; she's gonna handle it, K, thanks?

No, they would have to sell the house to her. KC would have to apply for, and obtain a mortgage for the house.

The only way she could give the house to her daughter is if she owned it outright.

BBM-When AH was telling this part of the story to LE, she said that at first CA was saying "no, we did not plan on giving KC the house (at the time when AH thought they were and she was going to move in)....

But then, and remember AH is re-telling this, so I might be wrong, CA says to AH "well, we were going to sign it over to her once when we could not afford the payments"......It almost sounds to me like CA added that in there so that AH did not think KC was a total liar-I think CA has used this clean-up tactic on more than one occasion.

Also, when CA fibs, she always has her facts wrong-She can't "sign over" a house that has a lien on it (mortgage). She did this when she talked about how they went to an attorney to have custody paperwork drawn up for Caylee (papers which have not been located, IIRC)-CA said that they did not want the bio dad to "think he had rights"....Unfortunately for CA's spin attempt, bio dads DO have rights and proof of abandonment (in Va. it has to be 5 years that the parent is MIA) or an effort to find him would have to be done before the court would just give them Caylee and strip a father of his rights.
She should at least sound knowledgable if she wants to be an expert at the cover-up.

 

[Clock's Tickin]

I noticed that about Cindy. In her efforts to spin, you hear messages on the LP played backwards. She just can't keep her false facts straight and her daughter followed that path even further down liars lane!

 

[snow_walker]

I really think KC just knew about the family having trouble paying the morgage, she must have worried what would become of her if they lost the family home..she probably wondered if anyone else in the family could step up to the bat..and then drifted off into a fantasy about her parents handing the place to her.

I think most ppl have fanatasies similar to that, but most know they are just impossible daydreams.. one quick check of the old bank account dispells the whole thing.

OT, but I keep thinking that if I were the A's, there is no way in 'heck' that I could live in that house anymore, knowing it is apt to have been the place where little Caylee was murdered. I would sell it and move elsewhere no matter what loss I would take.

 

[Snaz]

Just a thought..... if CA and GA were having trouble paying the mortgage, so much so that CA was considering 'signing over' the house to KC.... how in the heck did they think KC could make the mortgage payment??? Even though the A's won't admit it publicly, they knew KC did not have a job. And even had they truly believed KC DID have a job, why didn't CA just ask her to help out with the mortgage since they were having financial difficulties?

That whole story just smells. Both CA's and KC's versions.....

 

[sumbunny]

Just a thought..... if CA and GA were having trouble paying the mortgage, so much so that CA was considering 'signing over' the house to KC.... how in the heck did they think KC could make the mortgage payment??? Even though the A's won't admit it publicly, they knew KC did not have a job. And even had they truly believed KC DID have a job, why didn't CA just ask her to help out with the mortgage since they were having financial difficulties?

That whole story just smells. Both CA's and KC's versions.....

Just a theory, but perhaps CA thought she could keep "bankrupcy" off her name and let KC assume the poor credit rating, seeing as they could no longer assume the monthly payments?

Who knows how the A's mind work.

 

[Snaz]

Just a theory, but perhaps CA thought she could keep "bankrupcy" off her name and let KC assume the poor credit rating, seeing as they could no longer assume the monthly payments?

Who knows how the A's mind work.

sumbunny, you're right, who does know how the A's minds work?? But didn't they begin the bankruptcy process in something like May of 2008? Or am I remembering incorrectly?

 

[ExpectingUnicorns]

I think CA was a little off guard, it's true, but she did address the house directly-AH asked her about it because she had planned to move in to the A house and wanted to see how far the lies went with KC.
CA said that they thought about signing the house over to KC once when they could not afford the mortgage, but were no longer planning on doing that and certainly did not know KC was telling AH that she could move in-That part was a lie.

ETA-This info comes directly from AH's interview with LE, the only one I know of, so the links are common to any news site.

From transcript of AH's second interview. (At this link http://www.acandyrose.com/caylee_anthony_transcript_A_Huizenga072308.htm page 38) Please note Cindy's statement that I've bolded. I may be wrong but that comment seems like it can be interpreted two ways. The first being (as we've been thinking all along in this thread) that Cindy said she had mentioned selling Casey the house. (Which to my mind, makes no sense!) But it can also be interpreted as meaning that the only time she talked to Casey about selling the house was when they were having trouble affording the mortgage payments. See what I mean? I think Amy meant to say that Cindy told her the only time she talked to Casey about selling the house was when . . . As opposed to she talked about selling Casey the house. What do you all think? We could just be misunderstanding the Anthony-speak again!!!

2 DR: Yo14 AH: ...some stuff. I asked about you know, if you know, Mr. Anthony had been sick
15 at all lately, or...
16 DR: Uh-hum (affirmative).
17 AH: ...been in the hospital, and she's like, "No, not at all." I said...
18 DR: Are you getting a divorce? (Chuckles)
19 AH: Yeah (affirmative). I was like, awesome. I was like, you know, and after a little
20 while I was like, "Alright, this is a little personal, but I ...
21 DR: Uh-hum (affirmative).
22 AH: ...kind of need to see how far this thing goes." I was like, "Are you and your
23 husband having any, you know, martial trouble right now?"
24 (Corporal Edwards returns to the room after a few minutes).
25 DR: Uh-hum (affirmative).
1 AH: And she was like, "No, not at all."
2 DR: You asked about the house situation?
3 AH: Uhm, yeah (affirmative), I told her about the fact, I was like...
4 DR: Moving in?
5 AH: ...you know, she told me that you know, they were, and all that stuff. And she'd
6 like, "That was never even a thought in my mind." She's like, "The only time that
7 I've ever mentioned selling the house was to Casey because I couldn't afford the
8 mortgage payments."9 DR: So on the 15th is when everything came out?
10 AH: Pop, a big, old bubble popped.
11 DR: Okay.

 

[cecybeans]

(respectfully snipped by me)
She should at least sound knowledgable if she wants to be an expert at the cover-up.

LOL! Remember we are talking about people who triumphantly think that the lack of a handwriten "z" on a common last name makes the entire name null and void, and exhibit semantic smugness in answering in court "it was an OFFICE COMPLEX - not a WAREHOUSE").

A family who will negate an entire argument on a tiny technicality is the kind of family that will bring up someone to trade in "mistruths" and "half-truths" with little or no compunction. I'm sure KC won all kinds of arguments based on lies with little petty errors or ridiculous loopholes. What a bunch!

 

[snow_walker]

No wonder I have had trouble understanding what this convo was about.. I was interpreting that statement to mean "I talked to KC about putting the house up for sale, because I was having trouble making the payments" while it seems the rest of you Ws'ers were thinking it meant "I talked to KC about selling HER the house because I was having trouble making the payments"

We are having a problem with A-speak translation.