During the first couple seconds of the surveillance video, where the narrator says, "he'll come across the street and do a u-turn and turn his lights on and park directly behind her," I can't see anything going on except for a car across the street, on E 26. Maybe that's where the police car came from? They then cut to the traffic stop, and the police car is parked behind her with its lights on.
So we don't really see where the lights were turned on. If we take the narrator's word for it, though, it's after the u-turn. That may be less than ideal on the part of the officer, but I don't see it as suspicious.
ref:
http://fox4kc.com/2017/01/20/friend...ppearance-near-gas-station-she-was-last-seen/
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Regarding the ATMs. I can't find much info on inter-bank ATM card usage. As far as I know, bank-specific ATMs can only be used by that bank's ATM cards. I have to admit, that info may be wildly out of date on my part. I've never really cared before, frankly. I only use my card with my own bank's ATMs. Personal policy. I'm not signing up for a mystery fee.