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With no suspects or POI over that duration?
Compliance laws are typically something that weren't ignored.
Obviously you follow far more than I so I'd love some cases I can look to as reference.
It’s known as “the slayer rule.”
Key Takeaways
- Even the suspicion of murder can disqualify your beneficiary from receiving life insurance proceeds or any other part of your estate
- The slayer rule applies even if there's no convinction
- Each state has its own version of a slayer statute
- If your beneficiary can’t receive the death benefit, it’s paid to your other beneficiaries or your estate
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https://www.google.com/amp/s/www.courant.com/news/connecticut/hc-news-east-haddam-murder-life-insurance-20190208-euj7chgh7zbx7bpk22osuq4mum-story.html?outputType=amp