For those of you fortunate enough never to have to bury a child, insurance claims must be filed by the primary holder and much of the money goes to cover the cost of funeral and burial. If RH was the primary holder, he would have to give instructions to family members on how to file for funeral money. Since RH did not attend the funeral, he was obviously not involved in its organization or financial logistics. Of all the bits of information and evidence, this is the LEAST relevant and suspicious.
More interesting is the question of why LH is protecting RH. It's almost as if she feels sorry for him.
Thanks for your post, Bratislava. But didn't the HD Homer fund pay for Cooper's funeral? If they paid for the funeral, then insurance money wouldn't be needed for that purpose. IDK. Just something I've wondered about every time the insurance topic comes up.