Yeah, and Brad cut off Nancy's credit so she couldn't do her side business.
Of course now to hear the grieving husband, it was to curtail Nancy's wild spending.
I believe IF there is a court case, Nancy's attempt to earn a living and Brad cutting off her credit cards and Nancy filing for legal separation are all going to be totally entiwined together.
JMHO
fran
Owning a business I can tell you that cutting off Nancy's credit cards should NOT have stopped her from having her own personal shopping/wardrobe consultant business. I know people who do this for a living. The business is that you assist the client 1st with evaluating and cleaning out their CURRENT clothing, consigning some, giving some away etc. Then you shop WITH the client, helping them fill out their wardrobe, choose proper items that mix and match with current items, buying accessories to make a smaller wardrobe look larger, consulting on alterations and fit, helping the client choose better clothing by using a list (no impulse spending) and guiding the client to certain lines, shops etc that have appropriate items and even using outlet stores and consignment shops to fill out the wardrobe for less. If you shop WITHOUT the client then the client should provide you with cash up front (which you must account for) or you make arrangements with smaller stores to take out things on approval or hold items for the client to come in and try.
Bottom line is that properly done, Nancy would NOT have needed ANY CREDIT CARDS to have her business. There is no need to use ONE'S OWN PERSONAL CREDIT CARDS! If Nancy was using HER credit cards to buy for her clients that is a recipe for ending up in MAJOR DEBT because you must hope the client reimburses you promptly for the items you bought OR returns to you in good condition items YOU PAID FOR that they don't want. If they don't. YOU are on the hook for THEIR items and have NOTHING (or a damaged/worn item) to return for credit. The client must PAY UP FRONT or you go WITH the client shopping, charging only for your TIME and effort.
If Nancy was using HER credit cards and buying for her clients and just ONE client decided NOT to pay Nancy in a timely manner then the interest on the debt could easily exceed Nancy's fees.
Nancy may or may not have made any money from her business, but Brad cutting off the credit cards should have had NOTHING to do with a properly run shopping/wardrobe consulting business. She could have continued on with her enterprise - UNLESS Nancy was using the business to buy client items and NOT putting the proceeds back toward the credit card debt and instead using them to purchase items for herself with the cash she made. It would have been a way for Nancy to spend MORE and not alarm Brad (at least for a while) because she would be floating the debt for a while as a "business expense" - at least until the debt kept building and minimal or no cash proceeds came in from Nancy. It's entirely possible Nancy was using the business and the credit cards to build up a secret cash reserve (from their own debt at 18% interest) - or even just to have more "spending money". Such arrangements have long been used by divorcing spouses to get cash out of the spouse under the radar - Nancy would hardly be the 1st to do this to a soon to be ex spouse.
I have no idea what Nancy was doing with the business or if she EVER made a dime from it (or spent anything on it). I just must disagree totally that Brad's cutting off the credit cards did have (or would have) had ANYTHING to do with the success of Nancy's business - if it was legit, a real business (even a small private one) Nancy could have had the business running gangbusters without a single credit card (or even a checking account). Brad did NOT prevent Nancy from having a business or making money just by cutting off her access to credit cards or even the checking account. Plenty of businesses begin ALL CASH, especially one as personal and service/client oriented as a personal shopper or wardrobe consultant - good business and accounting practices and separating business and personal monies still apply.
My Opinion