I know that you are kidding.
Unfortunately, there are many people who have this attitude (in my family, too)! They take, take, take and figure that it's just a company or just the government or just the insurance or credit card or mortgage company who they are taking from. They don't stop to think that we, the rest of the law abiding and hard working people, are paying for it through higher costs and higher taxes.
I lived in New York for seven, miserable years. Taxes are out of this world. Costs are sky high. The answer to everything in that state is to raise taxes. Job opportunities were practically nonexistent where I lived. Hillary did nothing for Upstate--like she promised.