I really don't see the outrage at the college fund. Those who pay child support aren't guaranteed that money actually goes to the child. It's supposed to, of course, but does it always? I know more people than not who use their child support $$ for their own purpose than their childs. MOO
Child support is supposed to reimburse the parent receiving it for money spent on the child. That includes but is not limited to: shelter, heat/air, food, clothing, extra curricular activities, schooling, transportation, etc. etc. etc.
Is the receiving parent supposed to put that money in a separate account somewhere and only use it for say...1/3 of the housing, 1/3 of the heat/air, etc.?
Or is it more reasonable to expect that the parent (who is already spending his/her own money on the child with or without support) is intelligent and caring enough to use it at his/her own discretion to benefit the child?
Not every parent does, of course, but what most people do not understand is that money has already been spent on the child. Basically, the paying parent is playing "catch up" on expenses that have been already taken care of. If *I* received child support right now (by some miracle) and wanted to spend it all on Gucci purses and vacations, it would be my right to do so. I've spent years caring for our children with no help whatsoever.
Another way of looking at it is the "swimming pool method". Let's say you have a big swimming pool full of water (money) You have 40 gallons of water. Then, let's say the NCP pays child support of 5 gallons. Now you have 45 gallons of water. You dip into the swimming pool and pay ten gallons for rent, and 3 gallons for your vehicle, 2 gallons for food, etc. How do you separate out the "child support" water from the other water you contributed?
There is a reason courts do not ask for everything to be separate, and it's because it would be unfeasible to do so.