We know for a fact their HOA, Wyndham Hill Masters Association, Inc., sued them for not paying their dues that totaled a little more than $688. The total they would spend with court costs were $1500+. Anything you decide happened based on your own experience is just that. People go through bankruptcy for many different reasons. It does not always clean the slate or put them in a better financial situation. If you can't pay $688 dollars in HOA dues, then you have financial problems. At no point have we heard there was an issue on why they did not pay.