Found Deceased CO - Shanann Watts (34), Celeste"Cece" (3) and Bella (4), Frederick, 13 Aug 2018 *Arrest* #37

[human]

Was Sw having problems with the insurance company not paying for procedures?

It was brought up that she could go to the doctor anytime in NC if she had issues.

I do not kmow every insurance plan in the world, so I amy be way wrong. But all of the ones I know of have different costs for in network or out of network.

And the costs matter if you are admitted to the hospital or if you are not.

Doctor costs are very expensive where I lived in MN. And going out of network could get one to have to lay 20% of the costs.

Perhaps some insurance companies are different, but the ones I have seen have rules and if you goof up, it does not matter. Thr name of their game is money

 

[bonjoviblonde]

We haven’t. And I tend to believe that it is true. He wanted to beat police to the house, just to have some control over the search.

He of course, was lying when he claimed he rushed home out of concern for his family.

Oh I believe he hurried home as well. Probably the only thing he told the truth about. I bet the whole time he was thinking "Omg, what did I forget to do." I bet he was scared to death they would find a way into that house.

 

[gitana1]

OT/
9 years here for me, and I didn't have a clue how to multi-quote. Thanks to @Johnny1181 for inquiring!

That wasn't a regular multi quote though that the poster was using. It was a unique use of an arrow. I had never seen that before.

 

[molly1255]

You had me at "unmitigated gall." but then your post got even better. BBM. Could not have stated it better! Plus, I'm sorry but it made me chuckle. Thank you.

Thank you . The term "unmitigated gall" is exactl! what I believe it would take for someone who has done what I believe he has done to be able to get up there and even think about doing that!

 

[bonjoviblonde]

It was brought up that she could go to the doctor anytime in NC if she had issues.

I do not kmow every insurance plan in the world, so I amy be way wrong. But all of the ones I know of have different costs for in network or out of network.

And the costs matter if you are admitted to the hospital or if you are not.

Doctor costs are very expensive where I lived in MN. And going out of network could get one to have to lay 20% of the costs.

Perhaps some insurance companies are different, but the ones I have seen have rules and if you goof up, it does not matter. Thr name of their game is money

I doubt she would have to go to a doctor in NC unless it was an emergency and if it's an emergency, I doubt she wouldnt care one whit if it was covered by her insurance or not.

 

[mickey2942]

We can sit on the porch here, and guess all day. Years ago, I was working at a prison, and one of my students blurted out the most bizarre statement. He had killed a little girl, "just because". That was it. The entire situation presented itself, and he impulsively just killed her.

It makes me wonder how often CW had taken care of his children by himself, for an extended period of time. If SW had left previously, or if this was a situation that just "presented itself". Just because.

Normal people can't wrap their heads around how a psychopath criminal thinks...because sometimes, they don't think at all. Impulse, action.

 

[Seattle1]

I don’t think the trip to North Carolina was solely for the purpose of visiting with family and friends. I think it was a work trip, as well. Many of her North Carolina peeps are Thrive customers, and her teacher spoke about a convention she attended. I think she hoped to expand her network when she was there.

SW reportedly also arranged her trip to assist with the grand opening of her Mum's new Salon.

 

[Johnny1181]

It was brought up that she could go to the doctor anytime in NC if she had issues.

I do not kmow every insurance plan in the world, so I amy be way wrong. But all of the ones I know of have different costs for in network or out of network.

And the costs matter if you are admitted to the hospital or if you are not.

Doctor costs are very expensive where I lived in MN. And going out of network could get one to have to lay 20% of the costs.

Perhaps some insurance companies are different, but the ones I have seen have rules and if you goof up, it does not matter. Thr name of their game is money

As having spent most of my life as a licensed health insurance agent (and all the other insurances lol) before returning to school to pursue my dream I can add this:

Yes, out of network costs are much more expensive than if you were at home, in your network, paying your typical copayment. Costs do matter for most of us.

That said, I'm not sure how any of this applies to Shanann's summer vacation with Bella and CeCe to visit family.

jmo

 

[human]

I doubt she would have to go to a doctor in NC unless it was an emergency and if it's an emergency, I doubt she would care one whit if it was covered by her insurance or not.

The discussion was that she could easily go to the doc in NC.

I think if anyone would look at the costs of their simple visits, they would be astounded. Add in lab work. Add in hospital admission.

Where I lived, a simple blood test was way over $100 . Add in the doc, the nurse , supplies. Ca ching ca ching.

 

[Johnny1181]

That wasn't a regular multi quote though that the poster was using. It was a unique use of an arrow. I had never seen that before.

Agreed. Wholeheartedly.

 

[cailleach]

That wasn't a regular multi quote though that the poster was using. It was a unique use of an arrow. I had never seen that before.

Apparently it was cut & paste. The moderator asked us not to do it anymore going forward as it makes it difficult for them if they moderate a post if it isn't carried forward in the quotes. (I had also wondered what it was.)

 

[scdiv]

One other thing about CW blaming his murders on SW that I can't get out of my head - strangling multiple people does not seem to be a crime of "rage." That would seem to take too much grim, steely determination to carry out.

Not that I believe anything he says at all, but the idea that SW came home so late from a long travel night, slept two hours, had an "emotional conversation" with him at 4am-ish, flew off the handle and reacted by running into her sleeping daughter's bedroom to strangle her. Which would have taken several minutes....and then instead of breaking down, realizing she had just killed her resisting, fighting beloved daughter, and breaking down in a heap of a state of grief and distress and horror at what she had done....she still has enough rage and energy in her to leave the daughter she just killed sprawled out on the bed, run into another bedroom, and start killing and overpowering another resisting daughter. And could carry out that level of rage for that many more minutes. And only stopped when CW came in and instead of stopping her, his reaction to her is "rage" - not fear, horror, distress at the state of his daughter - but his reaction is to strangle his wife instead.

These weren't quick deaths and to do consecutively would seem to require more focus and methodical, emotionless carrying out a grim plan than spontaneous crimes of passion and rage - too much sustained effort for too much time.

I would honestly believe high altitude sickness or twinkies made him do it over his version of events.

 

[human]

As having spent most of my life as a licensed health insurance agent (and all the other insurances lol) before returning to school to pursue my dream I can add this:

Yes, out of network costs are much more expensive than if you were at home, in your network, paying your typical copayment. Costs do matter for most of us.

That said, I'm not sure how any of this applies to Shanann's summer vacation with Bella and CeCe to visit family.

jmo

People were talking about her going to the doc there. I merely said it is expensive to go to the doc. It seems like that is not known?

 

[Deleted member 229974]

Oh, I wish so too.

I too wondered if her trip to NC wasn’t a little respite from CW. Perhaps after talking with her family regarding their marital troubles she came to the conclusion that she and the girls would be okay without him.

 

[Jennifer17]

The discussion was that she could easily go to the doc in NC.

I think if anyone would look at the costs of their simple visits, they would be astounded. Add in lab work. Add in hospital admission.

Where I lived, a simple blood test was way over $100 . Add in the doc, the nurse , supplies. Ca ching ca ching.

Wow, from the other side of the world.

 

[MassGuy]

One other thing about CW blaming his murders on SW that I can't get out of my head - strangling multiple people does not seem to be a crime of "rage." That would seem to take too much grim, steely determination to carry out.

Not that I believe anything he says at all, but the idea that SW came home so late from a long travel night, slept two hours, had an "emotional conversation" with him at 4am-ish, flew off the handle and reacted by running into her sleeping daughter's bedroom to strangle her. Which would have taken several minutes....and then instead of breaking down, realizing she had just killed her resisting, fighting beloved daughter, and breaking down in a heap of a state of grief and distress and horror at what she had done....she still has enough rage and energy in her to leave the daughter she just killed sprawled out on the bed, run into another bedroom, and start killing and overpowering another resisting daughter. And could carry out that level of rage for that many more minutes. And only stopped when CW came in and instead of stopping her, his reaction to her is "rage" - not fear, horror, distress at the state of his daughter - but his reaction is to strangle his wife instead.

These weren't quick deaths and to do consecutively would seem to require more focus and methodical, emotionless carrying out a grim plan than spontaneous crimes of passion and rage - too much sustained effort for too much time.

I would honestly believe high altitude sickness or twinkies made him do it over his version of events.

I do see the potential for a “rage killing” in the murder of Shanann. Once he started strangling the kids, things change for me.

So this was either a premeditated crime, and not a spur of the moment rage killing. Or it was a mix, as I see it.

 

[human]

Wow, from the other side of the world.

Not like where you live.

 

[MsBetsy]

Do you really want me to answer these questions? Or is this more rhetorical?
It seems you’ve asked to make a point rather than to elicit an answer, but if you genuinely want to hear alternate theories, I’m happy to oblige.

Yes, I for one would like to hear any alternate theories.

 

[MyBelle]

Sorry you had to go through that, but SW wasn’t you. You have completely different bodies and health histories. SW was all about health. There is no evidence, whatsoever, to corroborate a claim that SW disobeyed her Doctor’s orders. And for all we know, she may have stuck those Thrive patches on her body for photographic purposes only, and as soon as she got a good shot, off came the patch. It was advertising, and we all know about advertising. As for going to North Carolina, it may well have been a healthier place for her. A 3 1/2 hour plane ride, then help with the girls care, somebody else does the cooking, the laundry, loved ones spent time with the children, maybe SW even got to sleep in a few mornings, we just don’t know.

Why would SW say her OB approved of the patches if she only used them for "photographic" purposes? That would be false advertising. JMO

 

[bonjoviblonde]

The discussion was that she could easily go to the doc in NC.

I think if anyone would look at the costs of their simple visits, they would be astounded. Add in lab work. Add in hospital admission.

Where I lived, a simple blood test was way over $100 . Add in the doc, the nurse , supplies. Ca ching ca ching.

I'm aware of this. I worked in medical office management. The OP felt it was odd she would be away from home for so long and supposedly missing multiple doctor visits. I think she was fine being on vacation for 5 weeks. I'm sure this was discussed with her doctor anyway. IMO she could easily go to a doctor in NC if she HAD to.