Found Deceased CO - Suzanne Morphew, 49, did not return from bike ride, Chaffee County, 10 May 2020 #17

Status
Not open for further replies.
  • #541
More yellow tape thoughts. :D

Is it police tape or is it tape used by contractors (BM) to denote caution or mark specific areas for a specific purpose? Re-landscaping those odd-shaped parts of the lot and widening the drive or planning for adding a low stone wall to line the drive.

I have kind of wondered that too.
 
  • #542
MisPers. How Long until Life Ins Co. Pays?
I've always heard that a person must be missing for 7 years before being declared dead in order to collect their life insurance. It may vary according to state laws or life insurance company rules....
@Moonchime sbm Yes, depends mostly on state law governing circumstances in which a ct can declare a MisPers -that is, the insured person - to be presumed dead. In Colorado, it could be 5 years for MisPers imo.
MisPers & Life Ins Claims? When an insured person goes missing & beneficiary assumes that MisPers to be dead, beneficiary can file a death claim w ins co. If ins co doesn’t think the (not-yet-in-court) case is strong enough to presume MisPers is dead and denies the claim, beneficiary can sue ins co. for death benefit or petition the court to declare MisPers dead. see post 469

Presumed Dead? Colorado. If no 'regular' death certificate, then if MisPers is absent for five years, beneficiary can begin procedure, for ct to make a determination of presumed death. After ct procedure & finding of sufficient evd to declare MisPers dead, then beneficiary would have a document (a ct order and/or death cert, I'm not sure in CO.) to send to w claim to life ins co. see post 473

Life ins. claim is handled separately from MisPers' probate proceeding, unless the MisPers' estate is designated as policy's beneficiary.
As always, I welcome comment, clarification, correction, esp'ly from our legal professionals. jmo.
 
  • #543
Say what you will about the DM, at least they are attempting to continue awareness of a missing person. More than anyone involved seems to be doing.
You're correct about that. I've set a google alert for SM and was happy to see the DM article pop up today. At least they're keeping Suzanne's face in the news.
 
  • #544
When that young mom went missing in Montana or Idaho, with GPS and no pings, I read up on the stuff. You can disable it by not paying the bill, call them up and say, turn the thing off. But to REALLY kill it, you have to get underneath the hood, stick your hand way deep and pull the plug out from the system. Other wise, they can find you even if it’s off. Not paid. Like in an emergency, bill paid or not, you can call for help. Or lost, can be tracked bc the service is turned on remotely. Or off. Or under the hood. So. You have to have the equipment. And it has to be connected and remain connected, like hard wired, I’d say, to be able to use it. Now, whether GPS can track after the fact while it was turned off remotely but not unplugged? Or what if it’s turned off in the truck, but on remotely. I don’t know. But I’d bet it can do that but it is not revealed to the public. Big brother and all that privacy stuff. Sometimes we forget the simplest things.

Did LE have BM’s truck at some point? I think I read that, but nothing confirmed. Wondering if the search warrant covers the GPS, and if they indeed had one for that.
 
  • #545
Can't keep up with this case; is there still no confirmation that SM was seen the day she was reported missing?
Still no confirmation she went for a bike ride?
Still no confirmation of who saw her last?

Nope, nope & nope

You're welcome ;)

& this is just a missing person's case...no need to know those things, ya know?

JMO
 
  • #546
More yellow tape thoughts. :D

Is it police tape or is it tape used by contractors (BM) to denote caution or mark specific areas for a specific purpose? Re-landscaping those odd-shaped parts of the lot and widening the drive or planning for adding a low stone wall to line the drive.
Yellow tape bay parking. I hope they brought dogs in. The single stone in the middle of the bed is bothersome.
 
  • #547
They also “profile” the victim. And that can lead to a perp. I think early on they could’ve profiled her to see what may have happened.

“Forensic victimology is the scientific study of victims for the purpose of addressing investigative and forensic issues. It has been especially useful to criminal profilers in analyzing crimes scenes for the purpose of identifying the offender profile characteristics. (Turvey, 2008) The victim (S) may possess a trait, characteristic, locality, or even social accessibility that allows conclusions to be added to the criminal profile.”
The Relevance of Victimology to Criminal Profiling

Most people, IMO, (gross generalization to follow) who commit these types of crimes do NOT have the patience to play the 'long game'. Personally, if I detested someone enough to exact any sort of revenge, I would wait a solid 10+ years to execute my revenge...for precisely the reason you stated above. I know that forensic victimology takes place, and this would force me to play the long game so that I wouldn't pop up on LE radar. Crimes of passion, revenge, etc. typically occur close to another victim-related event, which makes this forensic victimology ever so relative. Again, all IMO. Nice post Gitana!
 
  • #548
Don't ya think LE is busy behind the scenes pursuing their
target right now and family may have gotten wind of what's going on so therefore nobody
has a "need" of additional media coverage. ??
That's what I'm reading.

Yes! I hope this is exactly what's happening.
 
  • #549
When someone close to you has mysteriously disappeared, silence is the enemy of finding her. Look at the Vanessa Guillen case, or that of any other missing person. The family fights tooth and nail to keep the case in the spotlight.

The onus is on BM here, and to say that he is failing miserably is the understatement of the century. It sure would be nice if he could find the time to, you know, help find his damn wife.
Only explanation for me? He knows she isn’t coming back
JMO
 
  • #550
When someone close to you has mysteriously disappeared, silence is the enemy of finding her. Look at the Vanessa Guillen case, or that of any other missing person. The family fights tooth and nail to keep the case in the spotlight.

The onus is on BM here, and to say that he is failing miserably is the understatement of the century. It sure would be nice if he could find the time to, you know, help find his damn wife.

BBM--From your lips to God's ears.
 
  • #551
I've always heard that a person must be missing for 7 years before being declared dead in order to collect their life insurance. It may vary according to state laws or life insurance company rules.

However, if SM is found dead, I suppose BM can collect her life insurance. Unless Investigators prove that BM is responsible for SM's death. Then, I would hope the life insurance would go to her daughters. MOO

A colleague of mine who works in the insurance field once told me that life insurance policies often have a two-year contestability period. The life insurance company could investigate for two years before paying if there is any indication of foul play.

Interestingly, a beneficiary who is found not guilty of unlawfully killing an insured does not automatically get paid by the policy. Recall that in a criminal case, the standard of proof is very high: beyond a reasonable doubt. If the insurance company has evidence showing that it is more likely than not that the beneficiary unlawfully killed the insured, the insurance proceeds would go to the contingent beneficiaries or the insured's estate.
 
  • #552
When was the last time she was seen ?
And why is that a hard question!

If it was Saturday, it was Saturday.
Did BM say he
got up and left while she was asleep on Sunday, why not say that?

BBM:

The reason it's a hard question is probably b/c nobody has seen her since BM claims he left her to go to Denver.

And clearly, LE ain't willing to take BM at his word that SM was alive and well the last time he saw her.

So, they've no doubt been hard at work developing their own timeline of her movements based on verified *independent* sightings of SM.

For obvious reasons, they aren't going to make that public.

They don't want the perpetrator to know what they know, suspect and/or have discovered with regard to any discrepancies in the account they were given.

JMO.
 
Last edited:
  • #553
When that young mom went missing in Montana or Idaho, with GPS and no pings, I read up on the stuff. You can disable it by not paying the bill, call them up and say, turn the thing off. But to REALLY kill it, you have to get underneath the hood, stick your hand way deep and pull the plug out from the system. Other wise, they can find you even if it’s off. Not paid. Like in an emergency, bill paid or not, you can call for help. Or lost, can be tracked bc the service is turned on remotely. Or off. Or under the hood. So. You have to have the equipment. And it has to be connected and remain connected, like hard wired, I’d say, to be able to use it. Now, whether GPS can track after the fact while it was turned off remotely but not unplugged? Or what if it’s turned off in the truck, but on remotely. I don’t know. But I’d bet it can do that but it is not revealed to the public. Big brother and all that privacy stuff. Sometimes we forget the simplest things.
Well, at least if BM did manage to disable his GPS--he had his cell phone with him. It was needed since he meant for his daughters to return home to find their mom missing. Surely, their first call would be to their dad. He had to have the cell phone on.

Hopefully, the Investigators are piecing together every place his cell phone pinged, from the moment SM was last seen or heard from.
 
  • #554
A colleague of mine who works in the insurance field once told me that life insurance policies often have a two-year contestability period. The life insurance company could investigate for two years before paying if there is any indication of foul play.

Interestingly, a beneficiary who is found not guilty of unlawfully killing an insured does not automatically get paid by the policy. Recall that in a criminal case, the standard of proof is very high: beyond a reasonable doubt. If the insurance company has evidence showing that it is more likely than not that the beneficiary unlawfully killed the insured, the insurance proceeds would go to the contingent beneficiaries or the insured's estate.
That's a good policy!! I once read that life insurance should be outlawed. MOO ;)
 
  • #555
So stalker saw her leave for bike ride, hid vehicle, placed log or wire across road while she was on the bike ride, and ambushed her on the way back, when she would have been fatigued?
Although possible, it’s not very plausible. I do like your persistence!
 
  • #556
Can't keep up with this case; is there still no confirmation that SM was seen the day she was reported missing?
Still no confirmation she went for a bike ride?
Still no confirmation of who saw her last?

No confirmation of when SM was last seen.
Nobody saw her on the bike that day.
We don't know who last laid eyes on her.
 
  • #557
You're correct about that. I've set a google alert for SM and was happy to see the DM article pop up today. At least they're keeping Suzanne's face in the news.
ITA^^^^
 
  • #558
A colleague of mine who works in the insurance field once told me that life insurance policies often have a two-year contestability period. The life insurance company could investigate for two years before paying if there is any indication of foul play.

Interestingly, a beneficiary who is found not guilty of unlawfully killing an insured does not automatically get paid by the policy. Recall that in a criminal case, the standard of proof is very high: beyond a reasonable doubt. If the insurance company has evidence showing that it is more likely than not that the beneficiary unlawfully killed the insured, the insurance proceeds would go to the contingent beneficiaries or the insured's estate.

I find this somewhat comforting, that 'culpability/involvement' is 'easier' to determine by an Insurance Co. (Please do not ask me to explain further, as I am aware there are several problems with my statement. It is a gut reaction based on how difficult it is to prove guilt beyond ANY reasonable doubt in a court of law. The problematic part of the statement is 'reasonable'. "Reasonable" means different things to diff people, i am digressing, but sheesh can we mandate that any potential juror take a logic class? I wish...) I don't believe, however, that this is common knowledge. I feel like many people would think it would be easier to fool the Insurance Co. than a court of law. I would think that this incorrect assumption would work in LE's favour.
 
  • #559
I don't know where the older girl goes to school, but the closest bigger town is Colorado Springs, 2 hours away on secondary roads. It's not close enough to commute. Mom and Dad, in Maysville, live hours away from any university the girls could go to. I just don't get it, I'm afraid.

2 to 3 hours away would still be much better than halfway across the country.
 
  • #560
<modsnip: Quoted post was removed>

I believe that well-meaning people, including family members and strangers alike, are being manipulated left and right, "this way and that way," by a master puppeteer.

JMO.
 
Last edited by a moderator:
Status
Not open for further replies.

Staff online

Members online

Online statistics

Members online
130
Guests online
1,833
Total visitors
1,963

Forum statistics

Threads
632,304
Messages
18,624,541
Members
243,083
Latest member
adorablemud
Back
Top